Keep your trade risks under control with Coface trade credit insurance

Safeguard your cash flow and Minimize credit risk

Protect small businesses from unpaid debts and export credit risk

4 out of 10 very small businesses face risks due to customer non-payment. Late payments impact cash flow, productivity, and growth. Secure your B2B invoices with domestic and export insurance from Coface. Indemnify losses from unpaid invoices and cover sales with our small business solution. Benefit from expert risk analysis and safeguard your cash flow.

Cover your invoices
Check what Coface think about your clients’creditworthiness and cover your sales. Coface’s opinions are based on our worldwide network of risk experts with their local knowledge about your prospects or customers. They analyse the relevant financial data on companies, sectors and country risks on an ongoing basis so we can alert you to potential risks.
Collect your receivables
Save time and focus on developing your small company: we manage the collection of your receivables domestically and across the globe for you. Optimise your collection rates and maintain your trade relations backed up by our capable teams!
Indemnify your losses
Should collection take longer than expected or fail entirely, Coface indemnifies the loss you incurred from unpaid invoices. Use our small business credit insurance solution to safeguard your cash flow and margin.
Cover your invoices
Check what Coface think about your clients’creditworthiness and cover your sales. Coface’s opinions are based on our worldwide network of risk experts with their local knowledge about your prospects or customers. They analyse the relevant financial data on companies, sectors and country risks on an ongoing basis so we can alert you to potential risks.
Collect your receivables
Save time and focus on developing your small company: we manage the collection of your receivables domestically and across the globe for you. Optimise your collection rates and maintain your trade relations backed up by our capable teams!
Indemnify your losses
Should collection take longer than expected or fail entirely, Coface indemnifies the loss you incurred from unpaid invoices. Use our small business credit insurance solution to safeguard your cash flow and margin.
Cover your invoices
Check what Coface think about your clients’creditworthiness and cover your sales. Coface’s opinions are based on our worldwide network of risk experts with their local knowledge about your prospects or customers. They analyse the relevant financial data on companies, sectors and country risks on an ongoing basis so we can alert you to potential risks.
Collect your receivables
Save time and focus on developing your small company: we manage the collection of your receivables domestically and across the globe for you. Optimise your collection rates and maintain your trade relations backed up by our capable teams!
Indemnify your losses
Should collection take longer than expected or fail entirely, Coface indemnifies the loss you incurred from unpaid invoices. Use our small business credit insurance solution to safeguard your cash flow and margin.

Contact our Coface Credit Risk Management Expert and Learn More :

Expand your business with absolute confidence

Manage your commercial development worry-free: take advantage of our credit opinions and real-time monitoring of your clients’ and prospects’ solvency.

Our credit-insurance solution for small businesses helps give you an even greater competitive edge since it fine-tunes the credit conditions granted to your customers.

Are you looking for new markets? Coface protects your turnover while you explore business opportunities domestically and / or abroad.

Become a good customer for your bank

Guarantee your invoices with our solution and boost your trustworthiness with your financial partners.

Think about it: opting for a credit insurance policy improves your terms for borrowing and helps you access overdraft facilities.

80% of small businesses are faced with unpaid debts
Small businesses are confronted with bad debtors on a regular basis, and have to work extremely hard to ensure their debts are settled.
25% of small business failures are the result of unpaid debts
Two out of three companies pay their sub-contractors or suppliers late. This is the root cause of nearly a quarter of all bankruptcies of very small businesses.
40% of the assets of small businesses are customer loans
Late payments and unpaid invoices represent almost 40% of small business assets. Accounts receivables are a significant burden, which strengthens the case for managing your credit risk properly.
80% of small businesses are faced with unpaid debts
Small businesses are confronted with bad debtors on a regular basis, and have to work extremely hard to ensure their debts are settled.
25% of small business failures are the result of unpaid debts
Two out of three companies pay their sub-contractors or suppliers late. This is the root cause of nearly a quarter of all bankruptcies of very small businesses.
40% of the assets of small businesses are customer loans
Late payments and unpaid invoices represent almost 40% of small business assets. Accounts receivables are a significant burden, which strengthens the case for managing your credit risk properly.
80% of small businesses are faced with unpaid debts
Small businesses are confronted with bad debtors on a regular basis, and have to work extremely hard to ensure their debts are settled.
25% of small business failures are the result of unpaid debts
Two out of three companies pay their sub-contractors or suppliers late. This is the root cause of nearly a quarter of all bankruptcies of very small businesses.
40% of the assets of small businesses are customer loans
Late payments and unpaid invoices represent almost 40% of small business assets. Accounts receivables are a significant burden, which strengthens the case for managing your credit risk properly.

Testimonials

Diagast

The results are clear-cut: since 2008, Diagast has not had any unpaid invoices on the events covered.

PSA-PEUGEOT CITROEN

Our regular interactions with the teams at Coface help us analyse, evaluate and prevent our risks.

Restagraf

Customer default is a major risk. Coface credit insurance protects our turnover.

Frequently Asked Questions

The history of failing companies shows that even clients you think you know, and have worked with for a long time, may face financial difficulties and stop settling their invoices. And sometimes it's too late when you find out. That’s why you have to cover your entire client portfolio to reduce this risk. However, turnover with affiliated companies, public companies or individuals is excluded from your policy and, it follows, from your rate base. You tell us about the turnover to be covered domestically and / or abroad when asking for the quote.

If your client is pleading a commercial dispute to avoid paying you, our collection managers will check that they are not acting in bad faith as a way to conceal their inability to pay. If the dispute is genuine and bona fide, your coverage will not be canceled but our collections will be suspended until you and your customer have resolved the dispute. The guarantee is reactivated once the dispute has been resolved, and the invoice can be indemnified if the customer is unable to settle it.

Keep your trade risks under control with Coface trade credit insurance

Protect small businesses from unpaid debts and export credit risk

Cover your invoices

Collect your receivables

Indemnify your losses

Cover your invoices

Collect your receivables

Indemnify your losses

Cover your invoices

Collect your receivables

Indemnify your losses

Contact our Coface Credit Risk Management Expert and Learn More :

Expand your business with absolute confidence

Become a good customer for your bank

Shield your most crucial asset

80% of small businesses are faced with unpaid debts

25% of small business failures are the result of unpaid debts

40% of the assets of small businesses are customer loans

80% of small businesses are faced with unpaid debts

25% of small business failures are the result of unpaid debts

40% of the assets of small businesses are customer loans

80% of small businesses are faced with unpaid debts

25% of small business failures are the result of unpaid debts

40% of the assets of small businesses are customer loans

Credit Insurance

Testimonials

Diagast

PSA-PEUGEOT CITROEN

Restagraf

Frequently Asked Questions

Keep your trade risks under control with Coface trade credit insurance

Contact our Coface Credit Risk Management Expert and Learn More :

Expand your business with absolute confidence

Become a good customer for your bank

Credit Insurance

Testimonials

Diagast

PSA-PEUGEOT CITROEN

Restagraf

Frequently Asked Questions

Do I have to insure all of my invoices? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

My company is a very small business: is trade credit insurance a suitable solution? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}

If there is a dispute about an invoice with one of my clients, will I also be indemnified? .st0{fill:none;stroke:#1B365D;stroke-width:1.5;}